WESTERN UNION SCAM

 

While the internet has connected us with more details than ever before, today's digital age has made it easier for fraudsters to do their fraudulent work. From social media posts to the theft of sensitive account passwords, fraudsters have found countless ways to get their hands on other people's money.

 

They use any means to communicate with their victims - telephone, snail email, email, and the Internet. They gain your trust and when they are addicted, they ask you for money; then pick it up and run.

 

The conditions they use to attract you to change, always. But you can protect yourself and your friends and family by arming yourself with information about the most common forms of fraud.

 

●     TYPES OF SCAM:

There are many types of a scam which are listed below:

 

●     Advanced  Prepayment scam:

The victim is asked to pay upfront fees for financial services which are never provided. Victims often send a succession of transactions for payment of various upfront fees. Common methods could include credit cards, grants, loans, inheritance, or investments.

 

●     Anti-Virus Scam

The victim was contacted by someone who claimed to be from a well-known computer or software company and that the virus was found on the victim's computer. The victim is advised that the virus can be removed and the computer is protected for a small fee by paying either a credit card or a transfer. In fact, there was no virus on the computer and the victim recently lost the money they sent for protection.

 

●     The charity scam

The victim is usually contacted by email, post, or telephone by the person requesting the donation which will be sent by transfer to the person to help the victims of a recent event, such as a disaster or emergency. Legal charities will never request that donations be sent to a person through a money transfer service.

 

●     Emergency scam

The victim is led to believe that they are sending money to help a friend or loved one who needs help immediately. The victim sends money as soon as possible as the victim's concern for the loved one is taken away

 

●     Employment scam

The victim responds to the posted work and is employed in the fictional role and sends a fake check for work-related expenses. The amount of the check exceeds the cost of the victim and the victim sends the remaining funds using the transfer. The check is bumpy and the victim is facing a full fine.

 

●     Maturity

Threats to life, imprisonment, or other demands of fraudsters to obtain money, property, or services illegally from a victim who is allegedly forced to pay and threatened if they do not cooperate.

 

●     Fraud Detection Scam

Victims are often sent a check as part of the scam and are told to check and spend on labor costs, online shopping, confidential purchases, etc. funds spent from the check. Remember, the funds from the check entered into the account should not be used until the check has been officially cleared which can take weeks.

 

●     Granny's scam

This scam is different from an emergency campaign The victim is approached by a person pretending to be a grieving grandchild, or someone with authority such as a medical professional, lawyer, or lawyer. The fraudster describes an emergency or emergency situation (bail, medical expenses, emergency travel expenses) involving a grandchild who needs the money to be transferred immediately. No emergency has occurred, and the victim who sent money to help her granddaughter lost her money.

 

●     Identity Theft

Identity thieves use personal information (eg, Social Security numbers, bank account details, and credit card numbers) to identify themselves. This may include opening a credit account, removing an existing account, filing tax returns, or receiving medical treatment.

 

●     Immigration scam

The victim received a call from someone claiming to be an immigration officer saying there was a problem with the victim's entry record. Personal information and sensitive information related to the victim's entry status may be provided to make the matter appear more legitimate. Immediate payment is required to resolve any issues with the victim's record and deportation or imprisonment may be threatened if payment is not made immediately through a transfer.

 

●     Online Shopping Scam

Victims can be a buyer or seller of goods (e.g. pets, cars) or services advertised online via Craigslist, eBay, Alibaba, Gumtree, carsales.com, etc. Fraudsters pretend to be legitimate online marketers, either through a fake website or a fake ad on a real site that advertises something at a low price. They ask you to pay using a cash order, prepaid debit card, or money transfer, after a transfer, the victim does not receive any sales or service. Scammers also pretend to be loyal buyers by sending more than the sales value and ask the seller to refund the difference depending on the transfer.

 

●     Overpayment fraud

The fraudster contacts the victim through the employment website, or the victim responds to an advertisement about the employment opportunity to test the transfer service. The fraudster usually sends the victim a check to be deposited and instructs the victim to send money, keeping part of the check for their payment. The victim sends money, the fraudster grabs it, and when the check is over the victim is left with the full amount of money.

 

●     Rental Property scam

The victim sends deposit money to the rental property and has never received access to the rental property or the victim can become the owner of the property sent to check by the tenant and asked to send part of the check back using the transfer and check the bumps.

 

●     Social media scam

If a cybercriminal gains access to your social media accounts and gains access to your closest friends and family. Criminals and artists can take advantage of how people share information online, and then use this information to create more effective and targeted fields for their friends and family, often soliciting money.

 

●     WORST TYPICAL SCAM:

Typical scams involve a person who wants to buy merchandise online. The buyer can send the payment to you and then ask you to refund or send the money by WesternUnion. ... Your buyer mistakenly received a wrong accounting check, but they trust you to return any excess.